Eagle Title Company | closing process management | 95 Central Avenue, Coon Valley, WI, USA

Serving Vernon, Monroe, La Crosse Counties in Western Wisconsin. Ensuring Smooth Real Estate Transactions.

our support

"Needed some title help for a circumstance that maybe isn't too standard... and had difficulty finding help. Laurie was great!! She pointed me in the right direction, giving help and advice even though it meant going with another company! That is customer service!!! ...If I ever need another title, I will be calling her!" -- V. Pellegrinni

TITLE SEARCHES

We conduct thorough title searches to verify property ownership and identify any issues that may affect the transaction.

TITLE INSURANCE

We provide title insurance to protect buyers and sellers from any unforeseen issues that may arise with the property's title.

CLOSING PROCESS MANAGEMENT

We manage the closing process to ensure a smooth and efficient transfer of property ownership.

NEUTRAL THIRD PARTY

As a neutral third party, we protect the interests of both buyers and sellers throughout the transaction process.

FRAUD

We verify property ownership to provide assurance to all parties involved in the real estate transaction.

who will you be working with

Key Professionals in a Real Estate Transition

real estate agent

A real estate agent is licensed by the State to represent parties in the transfer of property.

listing agent

A listing agent forms a legal relationship with the homeowner to sell the property and list it in the MLS.

buyer's agent

A buyer's agent works with the buyer to locate a suitable property and negotiate a successful home purchase.

home inspector

A home inspector provides a comprehensive analysis of a home's major systems and components.

loan officer

A loan officer is a representative of a bank or other financial institution that helps customers identify their borrowing options and understands their loan terms.

appraiser

An appraiser works on behalf of a lender and provides a market analysis of the subject property. Their findings are subjective and combined with market findings of sold properties within the surrounding neighborhood.

insurance agent

An insurance agent helps a homebuyer determine the homeowner's protection coverage needed and then finds the right insurance policy to fit those needs.

real estate attorney

A real estate attorney can give advice on all legal aspects of the real estate transaction. Additionally, they are able to draft and review contracts, help decide how to take title and assist with the closing process.

escrow / closing officer

An escrow or closing officer is a non-biased 3rd party who works with all participants to facilitate a successful closing of a real estate transaction. At closing, the closing officer will collect the purchase money funds from the buyer and lender as well as the settlement costs from each party. They disburse the funds in accordance with the closing documents and record the necessary documents to transfer ownership of the property.

closing / settlement / title agent

These agents perform a property title search to ensure a clear title so a title insurance policy can be issued. In some states, they facilitate the transfer of real estate.

basics of commitment

the basics of title commitments

as easy as 1...2...3

We understand keeping you informed is an essential part of the closing process. A title commitment is an important document that contains information specific to your transaction. To help you gain a better understanding of its importance, here is an overview of the basic sections commonly found in a title insurance commitment.

Delivering exceptional service is another essential part of the closing process. If you have any questions concerning the details of your commitment, or transaction, please contact us.

Schedule A

This section contains the "Who, What, Where, and How Much" details of the transaction. Schedule A sets forth the effective date, the names of the current property owner (seller) and proposed insured (buyer), the legal description of the property, the amount of insurance (sales price), and the name of the lender and loan amount, if applicable, and available.

Section B-1

The requirements section list the items that must be cleared-up or satisfied in order to issue a policy covering the new owner and/or the lender. Examples include:

requiring approval of a bankruptcy trustee
requiring other persons - such as an heir pr former spouse - to execute closing documents, or requiring the release of various types of liens.